Where to Report Cyber Fraud — Global Directory

7 min readAvailable languages:ਪੰਜਾਬੀ

If you have been targeted by cyber fraud, report it to your government's official agency below. Reporting is free, takes only minutes, and helps protect others. Always report to your local police as well, especially if you have lost money.

This directory covers five regions where the Sikh diaspora and broader Panjabi-speaking community lives in significant numbers. Phone numbers, URLs, and agency scope were verified against each agency's own .gov / national-police domain on 2026-05-07.


What to do first

  1. If you have lost money — call your bank immediately to stop or reverse transactions. Banks can often hold funds in transit for 24–72 hours.
  2. Save evidence — take screenshots of messages, emails, websites, and transaction details before deleting anything. Date and time stamps matter.
  3. Report to the agency below for your country.
  4. Report to your local police as well, especially if money is involved. The local police can act on local jurisdiction; the federal agency tracks the pattern.
  5. Tell your family — particularly elders and anyone else who may receive similar messages. Most cyber fraud succeeds because the person targeted does not know to ask.

United States

Agency What it handles Website / Phone
IC3 (FBI Internet Crime Complaint Center) All internet-enabled crimes, online fraud, scams, identity theft, ransomware ic3.gov
FBI Tips Threats to life, terrorism, national security, ongoing crimes tips.fbi.gov

For most cyber fraud incidents — financial scams, romance fraud, identity theft, ransomware — IC3 is the right destination. Use FBI Tips only when life is at risk or a federal crime is in progress.


Canada

Agency What it handles Website / Phone
Report Cybercrime and Fraud (RCMP NC3 + CAFC) National reporting system for fraud and cybercrime; launched Nov 2025 reportcyberandfraud.canada.ca
Canadian Anti-Fraud Centre (CAFC) National fraud reporting, intelligence, and prevention antifraudcentre-centreantifraude.ca1-888-495-8501
RCMP NC3 (National Cybercrime Coordination Centre) Federal cybercrime coordination layer rcmp.ca/cybercrime

The Government of Canada consolidated cybercrime + fraud reporting at reportcyberandfraud.canada.ca in November 2025. The legacy URL reportcybercrime.ca still redirects but should not be linked as canonical — use the new canada.ca URL.


United Kingdom

Agency What it handles Website / Phone
NCSC SERS (email phishing) Forward suspicious emails to this address report@phishing.gov.uk
NCSC SMS reporting Forward suspicious text messages Forward the SMS to 7726
Report Fraud (England, Wales, N. Ireland) If you have lost money or been hacked reportfraud.police.uk0300 123 2040
Police Scotland (Scotland) If you have lost money or been hacked. Report Fraud does not cover Scotland. 101

Important name change (December 2025): the UK fraud-reporting service formerly known as Action Fraud is now called Report Fraud, hosted at reportfraud.police.uk. The phone number (0300 123 2040) is unchanged. Any older guidance referencing actionfraud.police.uk should be updated.


Australia

Agency What it handles Website / Phone
Scamwatch (National Anti-Scam Centre, ACCC) Reporting scams and community alerts scamwatch.gov.au
ReportCyber (ASD ACSC) Cybercrime, security incidents, online abuse cyber.gov.au/report
Australian Cyber Security Hotline 24/7 live support 1300 CYBER1 (1300 292 371)

Use Scamwatch for scams (text/call/email scam alerts). Use ReportCyber for active cybercrime (hacked account, ransomware, business email compromise). The hotline is for time-sensitive incidents where you need to talk to a person.


India

Agency What it handles Website / Phone
National Cyber Crime Reporting Portal (I4C, MHA) All cybercrimes; special focus on women & children and financial fraud cybercrime.gov.in
Cyber crime helpline 24/7 financial fraud helpline 1930

The 1930 helpline is specifically optimized for financial cyber fraud — banks and the National Cybercrime Coordination Centre can coordinate to freeze attacker accounts within hours if reported quickly. For non-financial cybercrime, use the portal directly.


Glossary

English Panjabi Romanization Type Source / note
Cyber fraud ਸਾਈਬਰ ਠੱਗੀ sāibar thaggī H ṭhagīā (ਠਗੀਆ) — Old Panjabi root
Cybercrime ਸਾਈਬਰ ਜੁਰਮ sāibar jurm H jurm from Persian/Arabic, modern Panjabi standard
Crime ਜੁਰਮ jurm T Persian/Arabic origin (avoiding Sanskrit-rooted ਅਪਰਾਧ)
Scam ਠੱਗੀ thaggī T Same as fraud; Gurbani-rooted
Suspicious ਸ਼ੱਕੀ shakkī T Persian/Arabic origin
Complaint ਸ਼ਿਕਾਇਤ shikāyat T Persian/Arabic origin
Phishing ਫਿਸ਼ਿੰਗ phishing L Universal loan
Report (verb) ਰਿਪੋਰਟ ਕਰੋ report karo H Anchor glossary
Helpline ਹੈਲਪਲਾਈਨ helpline L Universal loan
Website ਵੈੱਬਸਾਈਟ webasāīṭ L Universal loan
Government agency ਸਰਕਾਰੀ ਏਜੰਸੀ sarkārī aiñsī T+L sarkār Persian-origin standard, aiñsī loan
Bank ਬੈਂਕ bank L Universal loan
Evidence ਸਬੂਤ sabūt T Persian/Arabic origin
Local police ਸਥਾਨਕ ਪੁਲਿਸ sthānak police T+L Open question for sangat review: ਨਜ਼ਦੀਕੀ (Persian) is an alternative for "local"
FBI / IC3 / CAFC / NCSC / ACSC / I4C / SERS / RCMP / NC3 unchanged R Acronyms / proper nouns
Action Fraud → Report Fraud unchanged R UK proper noun; renamed Dec 2025

Type codes: T = Translated (natural Panjabi equivalent), L = Loan word (English form retained in Gurmukhi script), R = Retained (acronym/proper noun unchanged), H = Hybrid (part translated, part retained).


Verification and provenance

URLs and phone numbers were verified on 2026-05-07 against each agency's own official domain. Verification methodology, source URLs, and anomaly notes (e.g., WAFs blocking the verification client for cyber.gov.au and cybercrime.gov.in — confirmed live via official cross-references) are documented separately in the engineering record at the repository level.

This directory is part of the Digital Seva community fraud-awareness series. It will be referenced from other awareness posts that discuss specific scam types (romance fraud, parcel-delivery scams, fake-arrest WhatsApp calls, etc.).


Reviewer note

This document is v0.1 — an initial AI-assisted draft. The Panjabi sibling post has not yet been reviewed by the local sangat. We invite Panjabi-speaking community members — especially elders, language teachers, and gurdwara families — to review the Panjabi version for accuracy, cultural fit, and clarity for the audience this serves.

Email feedback to gurvinder@securityleader.ai with the subject line "Digital Seva Review — Reporting Centers". Even a single correction or suggestion is valuable.


🌐 A Panjabi (ਪੰਜਾਬੀ) translation of this directory is in sangat review. Read the bilingual version at /blog/pa-in/reporting-centers-onepager. Email gurvinder@securityleader.ai with subject "Digital Seva Review — Reporting Centers" to suggest corrections.

Tags

fraudcybercrimereportingdigital-sevaawareness